Wealth Transfer

It’s not enough to simply grow your wealth, you must also work to protect it – both to support your future lifestyle and to provide for the people and causes that matter most to you. That’s why we focus on implementing a variety of wealth transfer and preservation strategies to protect you and your loved ones.

HEALTHCARE & LONG-TERM CARE PLANNING

Healthcare costs are one of the biggest expenses faced by retirees. The cost of long-term care and other unexpected health-related expenses can quickly drain your retirement savings. That’s why it’s important to have a plan in place.

We help identify opportunities to save and spend wisely on healthcare expenses. This may include:

• Determining whether it makes sense to purchase a long-term care insurance policy
• Implementing tax-efficient savings strategies such as a health savings account (HSA)
• Evaluating Medicare options to determine whether a supplemental plan is necessary

ESTATE PLANNING

If you have a goal of leaving a financial legacy to family members and/or charitable causes, it’s important to implement an estate plan sooner than later. Using your goals as a guide, we help identify estate planning strategies to protect both your assets and your loved ones. We then work with your estate planning attorney to draft the necessary documents, which may include any combination of the following:

• Last Will and Testament
• Living Will
• Durable Power of Attorney
• Healthcare Power of Attorney
• Proper investment Titling and Beneficiary designations

INSURANCE STRATEGIES

Without an adequate level of insurance, you could be placing the financial security of both you and your loved ones at risk. That’s why we help evaluate your options and identify insurance strategies that meet your specific needs. We consider a wide range of policies to determine an approach that provides adequate protection without excessive premiums.